Features of ICICI Lombard Health Insurance

ICICI Lombard Health Insurance offers comprehensive medical coverage designed to protect individuals and families against rising healthcare costs. The plans provide access to cashless treatment at a wide network of hospitals along with coverage for hospitalization, pre and post treatment expenses. Policyholders also benefit from quick claim processing, flexible sum insured options, and additional features that enhance long term health security:

• Comprehensive coverage – ICICI Lombard health insurance has a varied range of health plans, each of which are customized to cater to unique health needs of their customers.
• 100% sum insured reset features – ICICI Lombard health insurance plan reset up to 100% of the base sum insured during a policy term if the sum insured is insufficient because of claim made previously during the year. This benefit can be once during a policy term.
• Free value added service – ICICI Lombard health insurance offer you free value added service including specialist e – consultation, online chat with the doctor, health checkup, consultation on speech audiology and physiotherapy.
• No entry age restriction – Under ICICI Lombard health insurance plan, there is no restriction on entry age and hence you can buy them at any age during the lifetime.
• Lifetime renewability – There is no restriction on the age of the policyholder at the time of policy renewal.
• Rewards for health habits – ICICI Lombard health insurance offer you reward in the form of wellness points for following healthy habits. You can redeem these points later as per the terms and conditions.

Why Choose ICICI Lombard General Insurance?

ICICI Lombard General Insurance is a preferred choice for many customers due to its strong financial backing, wide range of insurance products, and customer focused service model. The company offers extensive coverage options, a large cashless hospital network, and a smooth digital experience for policy purchase and claims. With a consistently high claim settlement performance and a reputation for transparent processes, ICICI Lombard provides reliability and peace of mind to policyholders:

• Wide network of hospital – ICICI Lombard has tied up with more than 5025 network hospitals where you can enjoy cashless as well as reimbursement treatment.
• Impressive claim settlement ratio – With an impressive claim settlement ratio of 78.67%, ICICI Lombard general insurance is one of the most preferred choice of customers.
• Cashless claim within 4 hours – ICICI Lombard general insurance claims to settle claims within 4 hours, thereby keeping you stress free.
• ICICI Lombard wellness program – ICICI Lombard general insurance offers you a wellness program, under which you can enjoy various services.

Exclusion of ICICI Lombard Health Insurance

ICICI Lombard health insurance plans do not cover you against the following expenses:

• Experimental or unproven treatments: Any treatment which is done solely for the purpose of experiment, investigation, or is unproven is not covered under ICICI Lombard health insurance plans.
• Injury occurred due to participation in adventure sports: ICICI Lombard does not pay for any expenses incurred on injuries that occurred due to participation in adventure sports.
• Dental treatment – Under ICICI Lombard health insurance plans do not cover you against any dental treatment or surgery if not necessary due to an injury.
• Treatment for obesity – Weight management treatment and services and supplies are not covered under ICICI Lombard health insurance.
• Treatment taken outside India – ICICI Lombard health insurance plan do not cover you for any treatment received outside the geographical boundaries of India.