Founded by Bajaj Finserv Limited and Allianz SE, Bajaj Allianz General Insurance Company Limited provides general insurance coverage to consumers. Bajaj Finserv Limited owns 74% of the company, and Allianz SE owns 26%. Bajaj Allianz General Insurance has been able to succeed due to the efforts of these market leaders, who provide stability, goodwill, expertise, and strength to the company.
Health Insurance was among the businesses implemented by Bajaj Allianz following its registration with the Insurance Regulatory and Development Authority (IRDA) in 2001. Bajaj Allianz has earned a spot among the leading general insurers in India due to its consistency in delivering the best insurance solutions. Through its broad range of insurance products and solutions, the company caters to individual and corporate customers across the nation, including car, two-wheeler, health, marine, travel, and life insurance.
Key Features of Bajaj Allianz Health Insurance
Customers choose Bajaj Allianz general insurance plans because of the following benefits:
- Assistance to customers 24x7 - When customers are in need of assistance, the customer assistance team at Bajaj Allianz general insurance is available 24/7 to assist them. Support staff at Bajaj Allianz are always ready to help their customers, whether it's a claim request, an emergency hospitalization, roadside assistance, or any other kind of help.
- Enabling Digital Processes - Bajaj Allianz general insurance company has also changed its service delivery methods with the advancement of technology. With the advent of digital apps and features, insurance companies are now able to enhance their insurance processes. As an example of the company's digital services, the Caringly Yours App enables policyholders to file a claim through a mobile device, track their claim status, as well as perform many other processes.
- An easy way to make a claim - Bajaj Allianz General Insurance provides you with convenient and quick insurance claim filing, uploading required documents and tracking your claim's status.
- Renewals processed quickly- A number of advanced digital services are available for the renewal process of Bajaj Allianz general insurance. You can renew your insurance policies with the company's innovative renewal procedure for your car insurance, two-wheeler insurance, health insurance, fire insurance, etc. It is easy to renew these insurance policies by simply entering the existing policy number, the expiration date, and the captcha code. The insurance policy details will then be displayed, which you can modify according to your preference and pay for.
Best Health Insurance Plan of Bajaj Allianz
1. Bajaj Allianz Health Guard Plan -
An indemnity-based medical insurance policy, Health-Guard Family Floater Policy from Bajaj Allianz General Insurance covers a wide range of health care costs. In the event of a serious illness or accident, this policy covers medical treatment expenses incurred during hospitalization. Insured sums range from Rs. 1.5 Lakh to Rs. 1 Crore, with three variants available for your choice. A variety of coverage benefits, as well as sum insured options, are available with Silver, Gold, and Platinum variants. If they are 18 years of age and older, you can also cover your parents, sister, brother, parents-in-law, aunt, uncle, and legally wedded spouse as well. Buying this policy for the long term is recommended so that you do not have to renew it again and again. You can choose to buy it for one year, two years, or three years. Under this policy, you may be covered for in-patient hospitalization expenses, pre-hospitalization and post-hospitalization expenses, home hospitalization expenses, road ambulance expenses, and organ donation expenses. If something goes wrong, this policy relieves your stress about having enough money for treatment.2.
Bajaj Allianz Extra Care Plus -
It is an add-on health insurance policy that covers higher medical expenses in addition to your existing health insurance policy, providing you with greater protection. In addition to yourself, your legally married spouse, dependent children, and dependent parents can be covered by this policy. Under the policy, up to six people can be covered. As a policyholder, you are covered between the ages of 91 days and 80 years; dependent children are covered between the ages of 3 months and 25 years. In addition to having a wide range of deductible options, it also comes with a large amount of coverage. If you are under 55 years of age and do not have any medical history, the policy does not require you to undergo a pre-policy medical examination.Depending on your needs and budget, you can choose a sum insured and deductible between Rs. 3 Lakh and 50 Lakh and between Rs. 2 Lakh and Rs. 10 Lakh. For example, expenses such as inpatient hospitalizations, pre-hospitalizations and post-hospitalizations, ground ambulance emergencies, health check-ups, maternity expenses, daycare expenses, air ambulance expenses, and pre-existing conditions. By paying an additional premium, you can also add on air ambulance cover to the policy in addition to these benefits. Hence, the policy offers affordable and broader coverage for rising healthcare costs.
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Bajaj Allianz Health Care Supreme -
From an individual to an entire family, the Health Care Supreme policies provide superior quality care. Medical insurance plans like this one provide a wide range of benefits to ensure maximum coverage in the event of illness or injury. An innovative solution and technical expertise are part of this plan offered by Bajaj Allianz Company. There are three types of policies available under the Health Care Supreme Plan, which include Individual plans, Floater plans, and Group plans. It is possible to choose these options according to the requirements of the individual, family, or company. There are a number of unforeseen circumstances that can be handled by this plan. A variety of variants are available, including Health Care Supreme - Vital, Smart, and Ultimo. Depending on the variant chosen, this plan's sum insured ranges from Rs. 5 lakh to Rs. 50 lakh. Self-employed individuals, spouses, and dependent children may all be covered under the plan, while parents can be covered under a separate floater policy. The annual policy is available to anyone over 45 years of age, but there are some medical tests required for those over 45.4.
Bajaj Allianz Star Package -
Generally, Bajaj Allianz offers a variety of health insurance policies, including a Star Package Policy. As a unique feature of this cover, it provides benefits under multiple sections, including hospital cash, personal accident, critical illness, etc. Additionally, this cover offers provisions for a grant for the education of children following the death of a parent. A minimum of three benefits sections must be selected by customers based on their needs. Family floaters insurance policies that cover a family as a whole.5. Bajaj Allianz Health Infinity - An exclusive health insurance plan by Bajaj Allianz is the Health Infinity Plan. Individuals and family members are protected from unforeseen circumstances with the Bajaj Allianz Health Infinity Plan. You and your family can enjoy comprehensive benefits through the Health Infinity Plan at competitive rates, and the eligibility criteria stipulate the proposer's minimum entry age is 18 years old and their maximum entry age is 65 years old. There are three lengths of policies available to Indian nationals: one year, two years, and three years. As part of the Bajaj Allianz Health Infinity Plan, the insured will receive coverage for a variety of medical expenses, including daycare procedures, in-patient hospitalizations, pre-hospitalizations, post-hospitalizations, and road ambulance expenses. The plan offers the additional benefit of not requiring pre-policy medical tests up to the age of 45.
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