Aditya Birla Health Insurance: Buy Online Now

Know About Aditya Birla Health Insurance

MMI Holdings of South Africa and Aditya Birla Capital are partners in a joint venture known as Aditya Birla Health Insurance. Health insurance policies are offered by the company which started operations in 2016 and caters to individuals and senior citizens. There are policies that cover chronic disease management (such as diabetes, blood pressure, etc.) and incentive programs that reward healthy living. There is a vast network of cashless hospitals in the country.

Benefits of Aditya Birla Health Insurance

Your grievances and queries will be addressed quickly by Aditya Birla Health Insurance's dedicated customer support team.
Choosing a health insurance plan for yourself or your loved ones is easy with Aditya Birla Health Insurance.
A Wide Network of Hospitals: Aditya Birla Health Insurance offers a wide network of over 6,000 hospitals in India. At these facilities, you can receive cashless treatment and reimbursement.
In the financial year 2019-20, Aditya Birla Health Insurance settled more than 63,000 claims, achieving a Claim Settlement Ratio of 70.81%. You can choose the insurer for your health insurance needs because it has a good record of settling claims.
A Birla Health Insurance application called Activ Health gives you the power to become your healthiest self. Your fitness activity can be tracked, your health history can be accessed and even your insurance can be assessed and renewed

Health Insurance Plans Offered By Aditya Birla

1. Active Fit Plan - Young adults who lead an active and fit lifestyle can benefit from the Aditya Birla Activ Fit plan. Besides rewarding people for staying fit, the plan covers hospitalizations, maternity expenses, ambulance services, and home treatments. Aside from the binge refill benefit, the plan also offers health check-ups, EMI protection, and premium.

2. Active Health Platinum Enhanced - Aditya Birla Health Insurance Co. Ltd. offers Activ Health Enhanced as a premium variant of its Activ Health Plan. In addition to protecting health, the plan offers rewards as well. In order to help you achieve well-being, the Activ Health Enhanced Plan covers up to Rs. 2 crores. In addition, it offers health returns to the insured. Activ Health Enhanced offers Day 1 coverage for certain chronic illnesses like high cholesterol, diabetes, hypertension, asthma, and more. At the beginning of the policy's term, the policyholder has the option to choose a hospital room. Activ Health Enhanced is a health insurance plan that offers up to 30% of annual premiums as Health Returns and 100% reloads in case of unrelated illnesses or accidents within the same year.
3. Active Assure Diamond Plan - In India, the Aditya Birla Group is a multinational business worth billions of dollars. A reliable brand in the country today, it has earned the trust of many. With over 150 companies in different sectors, the company was founded in 1857. Aditya Birla Capital, one of the company's main branches, provides health insurance along with other financial services. There is an ever-increasing cost of medical treatments and hospitalizations. The health insurance products offered by Aditya Birla Capital serve as a backup plan in case of medical emergencies. In this regard, Aditya Birla Activ Assured Diamond Health Plan is a good option. The Activ Assure Diamond Health Plan offers an all-inclusive indemnity plan to protect you and your family against almost any medical emergency. You, your spouse, and up to four dependent children are covered by Aditya Birla Activ Assure Diamond Health Plan. Its other unique feature is that if the sum insured is exhausted, the sum insured will be automatically reloaded by 150%. There is also coverage for AYUSH treatments and 586-day care procedures included in Activ Assure Diamond.
4. Active care classic plan - Medical insurance policies that are designed for older individuals are available via Aditya Birla Activ Care. Medical expenses incurred are covered by the policy on an indemnity basis. As the plan contains both inbuilt and optional coverage benefits, its scope of coverage is quite broad. Furthermore, the plan covers home treatments, air ambulances in case of emergency both domestically and internationally, health assessments, etc. Insurers can choose between the Standard, Classic, or Premier variants, with sum insured levels ranging from Rs. 3 lakh to Rs. 25 lakh. Under any variant of the plan, room, and ICU rent are not limited, and the actual coverage benefits differ according to the variant. A two-year coverage option is also available, and premium discounts are available to make premiums more affordable.
5. Activ Care Premier Plan - With the increasing prevalence of lifestyle diseases and the rising cost of medical treatment, it's more important than ever to invest in health insurance, especially as you age. It is more likely for elderly people to become ill or develop lifestyle diseases. Activ Care Premier Plan provides comprehensive health insurance coverage for senior citizens by Aditya Birla health insurance company. An Aditya Birla Activ Care Premier Plan is a complete health insurance policy that covers medical expenses incurred during hospitalization and post-treatment recovery.
6. Activ Care Standard Plan - A health insurance plan designed specifically for senior citizens is Aditya Birla Active Care Standard Plan. In case of hospitalization, recovery, or even support in maintaining good health, the plan will provide care and protection for senior citizens. A comprehensive health insurance plan such as Active Care offers 360o care for your parents, including health checkups, a personal health coach, and many other benefits.

FAQ

How long does my health insurance policy last?

As specified in the policy schedule, your health insurance policy is valid for the duration you have chosen. One, two, or three years are available as policy durations.

In order to qualify for maternity benefit coverage, how long does the waiting period have to be?

To qualify for maternity benefits, you must wait 24 months.

How does health insurance portability work?

Switching from one insurer to another does not mean losing your waiting period year benefit.

How long does it take to settle a claim?

A claim is settled within 7 working days of receiving the last necessary document, but not later than 30 days.