A leading name in the insurance industry, Manipal Cigna Health Insurance is an independent health insurance company. Manipal Group and Cigna Corporation formed a joint venture to form the company. The company provides a wide range of insurance products, including individual insurance, family floater, critical illness, personal accident, group media claims, top-up, cash policies, and overseas travel insurance. The insurance provider modifies its products and services in response to technological advancements and changing health requirements. Insurers are committed to providing quality healthcare without experiencing any financial crisis to their customers while providing health, wellness, and peace of mind.
- Policyholders of Manipal Cigna Health Insurance plans have the option of increasing their sum insured by 25% each year up to 200% with most of their insurance plans. Medical prices are rising, but this will help you combat them.
- When your health coverage becomes inadequate or exhausted due to many health insurance claims, multiple restorations allow you to restore your entire sum insured. Health insurance policyholders with the majority of the insurer's plans can use this feature.
- Policyholders are able to renew their health insurance policies throughout their lifetime without any hassle, and the insurance provider allows them to stay associated with the plan for as long as they want. With ManipalCigna Health Insurance, all policyholders have uninterrupted medical coverage.
- For those who wish to port their existing health insurance policies, the insurance provider offers the Easy Portability Option. Changing insurance providers without losing health insurance benefits is possible with this option.
Plans Offered By Manipal Cigna Health Insurance
1. Pro health plan - As a joint venture between the Manipal Group (formerly known as CignaTTK Health Insurance Company Limited) and Cigna Corporation (formerly known as Cigna TTK Health Insurance Company Limited), Manipal Cigna is a global health services company with a presence in 30+ countries. It serves 160 million customers worldwide. Manipal Cigna Health Insurance focuses heavily on health and wellness, offering a wide range of health insurance coverage options to individuals, employer-employee groups, and non-employer-employee groups. These insurance solutions include health, personal accident, major illness, travel, and global care. As a joint venture between the Manipal Group (formerly known as CignaTTK Health Insurance Company Limited) and Cigna Corporation (formerly known as CignaTTK Health Insurance Company Limited), Manipalcigna is a global health services company with a presence in 30+ countries. It serves 160 million customers worldwide.
ManipalCigna Health Insurance focuses heavily on health and wellness, offering a wide range of health insurance coverage options to individuals, employer-employee groups, and non-employer-employee groups. These insurance solutions include health, personal accident, major illness, travel, and global care.
2. Pro health plus plan - Cigna Corporation and Manipal Group of Companies have partnered together to create a standalone health insurance company. This company provides its customers with a wide range of health insurance plans and products based on the expertise and experience of such strong groups.
The company differentiates itself from their counterparts, however, by offering a diverse selection of health plans. Customers can choose plans based on their needs. Customers can also avail of cashless hospitalization through the company's network of more than 4,500 hospitals.
3. Super top-up plan - Super top-up policies from ManipalCigna can provide cover for escalating medical costs in excess of your current coverage. If a policyholder's current health plan does not provide enough coverage, they can obtain additional coverage through ManipalCigna Health Top-up. The insurance plan is designed to provide top-notch medical care and comprehensive benefits in the event of illness, injury, or other hospitalization-related occurrences. There are two variants of this plan in order to provide maximum benefit to the policyholder: Super Top Up Plus and Super Top Up Select. A total of all hospitalization bills over the threshold limit is covered by both plans. 4. Lifetime health plan - With the Lifetime Health Insurance Policy from ManipalCigna Health Insurance, you will be able to keep your healthcare expenses covered domestically and abroad. India Plan and Global Plan are the two variants available, wherein the former only covers the insured within India while the latter covers them both in India and abroad. According to your needs, you can choose between a sum insured of Rs. 50 Lakh and Rs. 3 Crore in this policy. Individuals and families are covered by the policy, if eligible. As an individual, you are covered by the policy along with your spouse, children, parents, siblings, grandparents, grandchildren, parents-in-law, sons-in-law, daughters-in-law, aunts, uncles, nieces and nephew, whereas with a family floater policy, you are covered along with your legally wedded spouse, your children up to the age of 25, your parents, and your in-laws. Depending on your budget and other requirements, you can purchase the policy for 1 year, 2 years, or 3 years. In case of a medical emergency or an injury, it offers coverage for medical and surgical expenses. Ayurvedic treatment expenses, organ donation costs, mental care, modern and advanced treatment, HIV/AIDS and STD coverage, robotic and cyber knife surgery, etc., are some of the coverage benefits. In addition to the coverage benefits, you may also be able to claim tax benefits on this policy's premiums under Section 80D of the Income Tax Act, 1961. You can gain a better understanding of the policy terms and conditions during the free look period. 5. Prohealth Select plan - A comprehensive medical insurance plan offered by ManipalCigna is ProHealth Select. Expenses associated with health problems are covered by the policy. Suitable for families and individuals, this policy offers sums insured up to Rs. 25 lakh. With this additional cover, you'll be able to get a Cumulative Bonus Boost of up to 200% regardless of whether you make a claim. Additionally, if an accident causes Permanent Total Disability or Critical Illness, there is an additional benefit that automatically extends the policy for two years. Additionally, ProHealth Select provides wellness programs, reward points, and AYUSH insurance up to the full sum assured. As a member of this plan, you are covered for pre- and post-hospitalization expenses, hospitalization costs, daycare expenses, donor expenses, as well as in-home treatment expenses. 6. Pro Health Prime Plan - A comprehensive health insurance plan, ManipalCigna ProHealth Prime Insurance, covers ambulance service, hospitalization, outpatient treatment, mental illness, HIV/AIDS, and home health care. Furthermore, the plan offers several additional benefits, including annual health checks, waiver of premiums, unlimited teleconsultations, cumulative bonuses, and domestic second opinions. 7. Prime Senior Plan - For seniors aged 60 and older, ManipalCigna's health insurance plan offers comprehensive coverage. ManipalCigna Health Insurance Company Limited's ProHealth insurance plan protects senior citizens against a variety of medical expenses and is available in five plan variants - Protect, Plus, Preferred, Premier and Accumulate.
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