Regardless of the health-related uncertainties of today's world, Reliance Health Insurance Plans offers all-around protection. A health crisis will never leave your family unprotected when you have a
health insurance plan from Reliance General Insurance.
Using 80D of the Income Tax Act, 1961, Reliance Health Insurance offers comprehensive protection and tax savings. Among the benefits you receive are the No-Claim Bonus, Cashless Hospitalization, low premiums with amazing discounts, and more. We offer Critical Illness, Personal Accident Plans, Family Floater Plans, and Individual Plans at Reliance General Insurance. In addition, you can purchase Reliance Health Insurance by making four easy monthly installments. Over 28900+ intermediaries are affiliated with Reliance across the country with 139 offices.
Features of Reliance Health Insurance
- You may have up to two children and two adults covered by your health insurance plan.
- The plans offered are lifelong renewable, so you will not be burdened with financial stress and financial burdens in the event of a medical emergency.
- The Reliance Health Insurance plan does not have any sub-limits on room rent, as sub-limits on room rent practically negate your sum insured.
- A 30-day pre-hospitalization coverage is included in the plan, as well as 60 days of post-hospitalization coverage for related medical expenses.
- Reimbursement of health check-up expenses will occur after four claim-free years.
- In the case of pre-existing diseases, there is a 4 year waiting period before coverage begins.
- Neither a co-payment policy nor a co-insurance policy are in place under the plan.
Different Health Plans Offered By Reliance Health Insurance
1. Health infinity plan - Health Infinity Policy offers a wide range of medical coverage benefits to individuals and their families through an indemnity-based medical insurance policy. There are several sum insured options available within the policy, ranging from Rs. 3 Lakh to Rs. 1 Crore, according to the policy buyer's budget and requirements. You may choose a less sum insured amount if you already have health insurance through your employer, such as Rs. 3 lakh or Rs. 5 lakh. Sublimits for ambulance expenses on the road are not included in the policy. A radio taxi can be used under the transport benefit to get you to the nearest hospital in an emergency. The policy covers inpatient hospitalization expenses, pre-hospitalization expenses, post-hospitalization expenses, daycare expenses, emergency ambulance expenses, organ donor expenses, and household hospitalization expenses. The company also offers several add-on insurance coverages that you can purchase voluntarily by paying an extra premium when you purchase the policy.
A child can purchase the policy between the ages of 91 days and 25 years, as well as an adult between the ages of 18 and 65. The policy covers a maximum of 8 members, including two adults and six children. Depending on your preference, you can buy a policy for a year, a year and a half, or a year and a half. In order to reduce the hassle of renewing the policy, it is recommended to buy the policy for the long term. There are waiting periods for pre-existing illnesses, specific illnesses, and the initial waiting period for the policy, which must be met before the policy coverage benefits are available.
2. Super top-up plan - Individuals can receive broad coverage at an affordable premium rate with this super top-up plan from Reliance health insurance. Upon reaching a threshold limit determined by the policyholder, it reimburses the policyholder's medical expenses. In different plans, the sum assured differs based on the deductible limit. Reliance super top-up health insurance plans can be chosen based on your requirements and your financial budget.
3. Health gain plan - Reliance General Insurance’s HealthGain plan offers several benefits and helps policyholders beat inflation. HealthGain's individual and family floaters provide wide coverage, discounts for girl children and single women, and cashless treatment at more than 4,000 hospitals throughout the country. Additionally, the
health insurance company offers wellness services such as discounts from pharmacies, free health checkups, restoration benefits, accidental death cover without any claim renewals, and accidental rider coverage. The HealthGain insurance plan comes in two variants, Plan A and Plan B. Both variants offer the same coverage with some minor differences. You can purchase the policy in easy instalments. There are many features that make HealthGain an ideal choice, including long-term discounts, a large range of sums insured, renewal ability, a free-look cancellation, and an easy claim process.
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