Aditya Birla Active Care Standard Plan: Get Nursing At Home

Why Choose Aditya Birla Activ Care Standard Plan

A health insurance plan designed specifically for senior citizens is Aditya Birla Active Care Standard Plan. In case of hospitalization, recovery, or even support in maintaining good health, the plan will provide care and protection for senior citizens. A comprehensive health insurance plan such as Activ Care offers 360o care for your parents, including health checkups, a personal health coach, and many other benefits.

Features of Activ Care Standard Plan

An in-depth health checkup - At any of the diagnostic centers in the network, you will receive a free comprehensive health assessment every policy year with an Aditya Birla Activ Care Standard Plan.
Home treatment without cash - If you think getting cashless treatment at home requires breaking the bank, you are mistaken! Every year that you do not make a claim, you will receive an additional 10% sum insured. As a bonus, you'll be eligible for a 50% bonus after five years of no claims.
Returns of up to 21% on health investments - As an added benefit of choosing the plan, policyholders can get up to 21% of their annual premium back as Health Returns.
Treatment for daycare - In addition to 586 essential treatments that require less than 24 hours of hospitalization, the plan is specifically designed to accommodate escalating medical costs.
Support for your lifestyle at home (optional) - A portable medical insurance plan will provide you with ICU beds, wheelchairs, walkers, etc. to aid your recovery.
Providing nursing care at home - In addition to this, Aditya Birla Activ Care plans include a nurse to care for your parents immediately after they are discharged from the hospital, up to Rs 1500 per 15-day period.
Discounts for families - When you choose an individual sum-insured policy for 2 members, you will receive a family discount of 5% on the premium.

Benefits of Activ Care Standard Plan

Hospitalization as an inpatient -A hospitalization that lasts longer than 24 hours due to planned treatment or an unforeseen emergency will be covered according to your eligibility under the policy, such as room rent, doctor's fees, surgery theatre expenses, medicines, drugs, and other consumables.
Expenses related to medical care before hospitalization - Consultations or diagnostic tests may be incurred before your hospitalization, as determined by your plan's eligibility. Such costs are covered up to 30 days before your hospitalization, where a claim is accepted under an inpatient hospitalization, a domiciliary hospitalization, or a daycare facility.
Expenses incurred after hospitalization - If you are eligible for medicines, diagnostic tests, or physiotherapy, these expenses will be covered up to 60 days after you leave the hospital if a claim under inpatient hospitalization, domiciliary hospitalization, or daycare treatment has been accepted.
Treatment for daycare - In addition to covering hospitalization, we also cover non-hospitalization procedures like dialysis, due to advances in medical science.
Coverage for road ambulances - The plan will cover the cost of an ambulance ride to a hospital if it is an emergency, as long as your plan is eligible for it.

Inclusions of Activ Care Standard Plan

You can access your policy using the Activ health app on your smartphone, which has been designed by the company. Your health will be tracked, your fitness will be improved, and you will be rewarded with Health Returns.
A network of healthcare services is available through the company's network of hospitals, as well as 800+ fitness centers, yoga studios, and dance schools.
Customer Support 24x7: they are available to assist you with any queries or doubts you may have. WhatsApp is also available for customer support.
A hassle-free claim settlement team is in place at the company, which settles claims quickly within two hours of receiving a notification of a claim.
The company has dedicated care managers to help its customers during the claim settlement process by filing claims and handling paperwork.

Exclusions of Activ Care Standard Plan

A hearing aid, contact lenses, or eyeglasses may be needed.
Alopecia and other hair loss conditions can be treated with wigs, toupees, and similar treatments.
Procedures for enhancing the appearance, improving the aesthetics, and sculpting the body.
Alcohol or drug-related illnesses, injuries, or accidents.
Violating the criminal law and intentionally harming oneself.
Acts of armed conflict, foreign enemy acts, revolutions, uprisings, and insurrections.